Silac
Teton, Denali, & Vega
Growth Without Risk?
Is it possible to have stock markets like returns without the risk of any loss?
Yes it is!
There are 2 distinct financial phases we all go through in life. The accumulation phase and the distribution phase.
The first half of our lives is spent in the accumulation phase. We are putting away into our 401(k)s or other retirement accounts, investing more aggressively, diversifying, buying property, trying to reduce the taxes we pay, and raising children and taking care of 100s of other needs.
The second half of our lives is spent in the distribution phase. We are trying to protect what we have, make sure it lasts for our daily needs and expenses, to be there for us if we need additional care in our golden years, to try and leave behind what we can to our family, and mitigate our tax liability.
All financial advisors agree that we should become more conservative in our investments as we get older. When you’re younger, you can afford to gain and lose money in big swings because you have TIME to make up for it, but as we get older, we do not have as much time.
We are trying to preserve our wealth and make it last. That is where annuities geared toward growth come in. These fixed indexed annuities allow you to participate in market growth, with 70% or 90% or even 100% Of the market gains without worrying about losing any money.